Have you received a message via email, social media, or text message offering you a cheap loan? Chances are it is a scam. Lenders are not allowed to contact you without your request. By using the "Check Your Provider" search function on the Financial Services and Markets Authority (FSMA) website, you can verify whether the provider you're dealing with has the necessary registration or licence to offer credit. Offering loans to consumers is prohibited without the necessary licence.

The same search function will show if the FSMA has already flagged any issues with the provider. We strongly recommend not accepting the offer if that is the case. Such warnings are only published when there is a proven case of fraud.

Have you fallen victim to a scam and lost money or shared your bank details with scammers?

1. If you have shared your credit or bank card details, notify Card Stop immediately at 078 170 170 (+32 78 170 170 from abroad) to block your cards.
2. Contact your bank immediately so that the payment(s) and possibly the bank account can be blocked.
3. If money has actually been stolen from your account, report the incident to the local police.
4. Forward the suspicious message (e-mail or SMS) to suspect@safeonweb.be to block the URL of the suspicious website to spare other victims.
5. If you paid by credit card, fill in a dispute form on macarte.be to report an unauthorised payment transaction via your credit card.
6. Report the incident to us.